Financial Intelligence

IBAN (International Bank Account Number)

An International Bank Account Number (IBAN) is a standardized international numbering system used to identify bank accounts across national borders. IBANs contain country code, check digits, bank identifier, and account number components. Investigators validate an IBAN's structure and check digits, identify the issuing country and bank, and confirm SEPA (Single Euro Payments Area) eligibility in cross-border payment investigations. Validation does not establish that the account exists, who holds it, or its balance.